Impact of Non-Performing Loans on Profitability of HBL and NBP. International Research Journal of Management and Social Sciences, [S. l.], v. 1, n. 1, p. 1–14, 2020. Disponível em: https://irjmss.com/index.php/irjmss/article/view/160.. Acesso em: 13 sep. 2025.